Terms of Service
Last updated: January 2024
These Terms of Service ("Terms") govern your access to and use of the Cipherkeep Vault website, analytical tools, and related services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you must not use the Service.
1. Overview of Service
Cipherkeep Vault provides AI-driven predictive analysis intended to support business liquidity and investment decision-making. The Service presents informational outputs, risk indicators, and data visualizations generated through automated models. These outputs are provided for general informational purposes only and do not constitute financial, investment, legal, or tax advice.
2. Eligibility
You must be at least 18 years of age and have the legal capacity to enter into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements and that any information you provide to us is accurate and complete.
3. Account Registration
Certain features of the Service may require you to create an account or submit contact details through a form. You are responsible for maintaining the confidentiality of any credentials associated with your account and for all activity that occurs under it. You agree to notify us promptly of any unauthorized use.
4. No Financial Advice
Nothing provided through the Service should be construed as a recommendation, solicitation, or offer to buy or sell any financial instrument, nor as personalized investment advice. All predictive outputs are generated algorithmically and may be incomplete, delayed, or inaccurate. You are solely responsible for any decisions made based on information obtained through the Service, and we strongly recommend consulting a qualified independent professional before making financial commitments.
5. Acceptable Use
You agree not to:
- Use the Service for any unlawful purpose or in violation of any applicable regulation;
- Attempt to reverse-engineer, decompile, or extract the underlying models or source code of the Service;
- Interfere with, disrupt, or impose an unreasonable load on our infrastructure;
- Misrepresent your identity or submit false information through any form or account registration;
- Use automated means (bots, scrapers) to access the Service without our prior written consent.
6. Intellectual Property
All content, software, design elements, trademarks, and materials made available through the Service are the property of Cipherkeep Vault or its licensors and are protected by applicable intellectual property laws. No license or right is granted to you except the limited, non-exclusive, non-transferable right to access and use the Service for its intended purpose.
7. Fees and Payment
Where applicable, access to certain features of the Service may be subject to fees disclosed at the time of purchase or subscription. All fees are non-refundable except as required by applicable law or as otherwise explicitly stated at the point of sale. We reserve the right to modify pricing with reasonable advance notice.
8. Disclaimers
The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that any predictive output will be reliable or accurate.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Cipherkeep Vault and its officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunity, arising out of or in connection with your use of, or inability to use, the Service, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Cipherkeep Vault and its affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your breach of these Terms or your misuse of the Service.
11. Third-Party Links and Services
The Service may contain links to third-party websites or integrate with third-party tools. We do not control and are not responsible for the content, policies, or practices of any third-party services. Your interactions with such third parties are solely between you and them.
12. Suspension and Termination
We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct harmful to Cipherkeep Vault, other users, or third parties.
13. Changes to the Service and Terms
We may modify, suspend, or discontinue any part of the Service at any time without liability. We may also revise these Terms periodically; material changes will be reflected by an updated "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable at Cipherkeep Vault's place of business, without regard to conflict-of-law principles. This section is provided as a general placeholder and should be reviewed and adapted to reflect the specific jurisdiction applicable to your organization.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.
16. Contact
Questions regarding these Terms may be directed through the contact details provided on our Contact page.
This document is a general template and is provided for informational structuring purposes only. It does not constitute legal advice and should be reviewed by a qualified legal professional before being relied upon as a binding agreement.